by Internet Banking, i.e. e-banking or Virtual Banking, is an electronic system that allows the account holders of a bank to perform a variety of financial transactions from the bank’s website. Axis Bank offers a plethora of services, one of which is Internet Banking. Axis Bank Internet banking allows its users to make hassle-free fund transfers and access online banking and financial services. To avail of the benefits related to Internet banking, account holders are required to first register themselves. This service is secured with two-step authentication.
Axis Banking Net Banking Services
Mentioned below are the services that can be availed by using Axis Bank Internet Banking:
- Check account balances along with account details.
- Access to your loan account, Demat account, and Credit card details.
- Transfer of funds from another bank account.
- Transfer of funds from another account within Axis Bank.
- Make Utility Bill Payments
- Download the account statement.
- Request for a new Cheque Book
- Stop payment on the cheque
- Demand Draft facility
- Making payment of taxes
Steps to register for Axis Bank Net Banking?
Mentioned below are the steps to register for Axis Bank Internet Banking:
- Open the official website of Axis Bank.
- Click the tab “Login” available on the right side.
- Under the tab “Personal”, click “Register”.
- To register, click “First Time User”.
- Provide your Customer ID and then click on “Proceed”.
- Provide all details required like ATM cum debit card number, registered mobile number, registered email ID, and PIN.
- Enter a new password to activate Axis Bank internet banking,
- To log in to net banking in future, the customer ID and password can be used.
Eligibility Criteria to Avail Axis Bank Internet Banking
Mentioned below are the eligibility parameters to avail of Axis Bank Internet Banking:
- All the current and savings bank account holders.
- An account holder shall hold the authority with full permission to get access to the bank account.
- The default limit for daily transactions for every customer is INR 5 lakhs per day.
- This limit can be increased up to INR 10 lakh.
- For funds transfer, there is no maximum limit.
- In case the customer wants to increase his/ her limit above INR 10 lakhs, he/ she shall get approval from the base branch first.
How to Login to Axis Bank Net Banking?
Mentioned below are the steps to log in to Axis Bank Net Banking:
- In the case of Personal Banking Customers:
Step 1: Open the official website of Axis Bank.
Step 2: Click “Login”, and from the drop-down menu, choose “Personal Banking”.
Step 3: Next, enter your Customer ID along with the password.
Step 4: Now, click “Login” again.
- In the case of Corporate Users:
Step 1: Open the official website of Axis Bank and click “Login”.
Step 2: From the drop-down menu, choose “Corporate Login”.
Step 3: Enter the Corporate ID, login ID, and password.
Step 4: Click on “Login to avail of the net banking facility.
How to Reset the Net Banking Password of Axis Bank?
Mentioned below are the steps to reset the Axis Bank net banking password:
Step 1: Log in to the official Axis Bank website.
Step 2: Now, click on ‘Forgot Password”.
Step 3: Enter “Login ID” and click “Proceed”.
Step 4: To validate your bank account, enter the debit card number, registered mobile number and PIN.
Step 5: Enter the desired password twice and click “Confirm”.
Step 6: The password reset is now completed and is ready to use.
How to Transfer Funds via Axis Bank Internet Banking?
Axis bank account holders can transfer their funds via NEFT, RTGS or IMPS. Mentioned below are the steps to transfer funds via Axis Bank Internet banking:
Step 1: Open the official website of Axis Bank.
Step 2: Log in to the online banking page of Axis Bank.
Step 3: Click “Funds Transfer” and then choose the option “Transfer to Other Banks”.
Step 4: Choose the mode of payment as IMPS/ RTGS/ NEFT.
Step 5: If the beneficiary has already been added, select that beneficiary from the list of beneficiaries.
Step 6: In case the beneficiary is not added, click on “Add beneficiary” and then provide the details of the beneficiary like an account number, name of the beneficiary, IFSC code, etc.
Step 7: Enter the amount that is to be transferred and click “Submit”.
Axis Bank timings overview:
| Day | Timings |
| Axis Bank of India Timings on Monday to Friday | 09:30 am to 03:30 pm |
| Axis Bank Timings on Sunday | Bank Closed |
| Axis Bank Timings on Second and Fourth Saturday | Bank Closed |
| Axis Bank Timings on First, Third and Fifth Saturday | 09:30 am to 03:30 pm |
Axis Bank NEFT Timings
Mentioned are the Axis NEFT Timings:
| No Limit ( on working days) | 07:00 am to 07:00 pm |
| No Limit ( on working days) through the CMS online channel | 09:30 pm |
| Post banking hours up to INR 1 crore per transaction (on working days) through -CIB/ RIB / Mobile Banking | Post 07 pm till 07:00 am. |
| Up to INR 1 crore per transaction (on working days) through CIB/ RIB/ Mobile banking | Full day – 1 crore (07:00 am to 07:00 am) |
Axis Bank RTGS Timings
Mentioned are the Axis RTGS Timings:
| No Limit ( on working days) | 07:00 am to 07:00 pm |
| No Limit ( on working days) through the CMS online channel | 09:30 pm |
| Post banking hours up to INR 1 crore per transaction (on working days) through -CIB/ RIB / Mobile Banking | Post 07 pm till 07:00 am. |
| Up to INR 1 crore per transaction (on working days) through CIB/ RIB/ Mobile banking | 07:00 am to 07:00 pm |
Axis Bank Lunch Timings
Axis Bank has an official lunchtime from 01:00 pm to 02:00 pm. However, the bank provides its services during this time, and bank employees go for lunch on a rotational shift basis. Let us suppose an account holder maintains a bank account with Canara Bank. To avail of its services, he/ she should visit the bank within its timings, but it will still be beneficial to look for Canara Bank Lunch Time to avoid the wastage of time.
